Frances Rita Gariglio passed away in July 13, 2026 at Sapphire Ridge Nursing Home in Brevard, NC.

Frances was born in Lawton, Oklahoma on September 17, 1935 to the late Rollo and Anna Musgrove. She married Raymond Gariglio and moved to Greensboro, NC with their five children.

Frances worked for many years with the NC State Employees Credit Union in Greensboro and then with Madison & Washington Credit Unions as a Communications Manager.

She is preceded in death by her ex husband, Raymond; her daughter, Regina and her son, Kevin; her two sisters, Irma and Georgeanna.

Marisa, Michelle, Vance and his wife, Debbie are her remaining children that will miss her dearly.